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Anthem Life's voluntary group term life (VGTL) plans
suggest generous amounts of insurance at affordable rates. Employees
can choose group term life coverage for themselves, and may include
coverage for their spouse and children. Employee coverage includes waiver
of premium and living benefit features.
The employer decides whether to include accidental
death benefits in the VGTL plan offering. If included, each employee
is covered for an accidental death benefit equal to his or her voluntary
group term life insurance benefit amount.
Our VGTL coverage keeps working for employees even if they move on.
Coverage is handy, so employees who leave the company can take it with
them. We will bill them at residence or automatically deduct each premium
from their checking account. It is a simple and affordable way to obtain
peace of mind.
Voluntary disability insurance
As medical costs increase, the need to focus fringe benefit dollars
on providing good health insurance coverage has made it increasingly
difficult for employers to include disability coverage in their benefit
packages. Offering voluntary disability insurance products is a brilliant
way to keep a company's benefit package inclusive, so that employees
can have protection for both their health and their earnings.
Anthem Life offers voluntary short term disability (VSTD) and voluntary
long term disability (VLTD) plans. Today, those products are available
in our Western marketing region.
Voluntary accidental death and dismemberment insurance
Voluntary accidental death and dismemberment (VADD) coverage is one
of the finest bargains around. Employees can buy large amounts of protection
for themselves and their family, for a very reasonable price, without
having to answer health questions to determine their insurability. Currently,
Anthem Life's VADD product is offered only in our Western marketing
region.
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