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Anthem Blue Cross-VGTL

Voluntary group term life insurance

Anthem Life's voluntary group term life (VGTL) plans suggest generous amounts of insurance at affordable rates. Employees can choose group term life coverage for themselves, and may include coverage for their spouse and children. Employee coverage includes waiver of premium and living benefit features.

The employer decides whether to include accidental death benefits in the VGTL plan offering. If included, each employee is covered for an accidental death benefit equal to his or her voluntary group term life insurance benefit amount.


Our VGTL coverage keeps working for employees even if they move on. Coverage is handy, so employees who leave the company can take it with them. We will bill them at residence or automatically deduct each premium from their checking account. It is a simple and affordable way to obtain peace of mind.

Voluntary disability insurance

As medical costs increase, the need to focus fringe benefit dollars on providing good health insurance coverage has made it increasingly difficult for employers to include disability coverage in their benefit packages. Offering voluntary disability insurance products is a brilliant way to keep a company's benefit package inclusive, so that employees can have protection for both their health and their earnings.
Anthem Life offers voluntary short term disability (VSTD) and voluntary long term disability (VLTD) plans. Today, those products are available in our Western marketing region.


Voluntary accidental death and dismemberment insurance

Voluntary accidental death and dismemberment (VADD) coverage is one of the finest bargains around. Employees can buy large amounts of protection for themselves and their family, for a very reasonable price, without having to answer health questions to determine their insurability. Currently, Anthem Life's VADD product is offered only in our Western marketing region.

 

 

 

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