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ANTHEM BLUE CROSS INSURANCE BROKER

Never sign blank forms or blank applications. This only invites mistakes, misunderstanding, and possible fraud. All applicable questions should be read and answered by the person applying fro the insurance. Read the form or application before signing and dating it. If you have questions, ask the broker-agent. If you cannot get satisfactory answers to your questions, ask the broker-agent. If you cannot get satisfactory answers to your questions, it might be wise to avoid signing a document you don’t understand. You may contact our Consumer Hot line and ask questions. Ask for copies for your records: this avoids misunderstanding at a later date. Make certain that you have in writing and signed by the broker-agent, exactly what coverage you have purchased, the name of the insurance company, the amounts of the coverage, the deductibles(if any), and a copy of your broker fee agreement (if any). Verbal assurances that “you’re covered” are quite difficult to prove if you are facing a claim and have no documents to evidence insurance coverage. Even the assistance we offer will not allow us to resolve questions of fact.

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First Name * Last Name Email * Daytime Phone * ZIP Code * Get Quote* Health Plans Dental Plans Group Health Plans Term Life Insurance

Gender Age or Date of Birth Tobacco User ? Full-time Student? Applicant M F / / Spouse M F / / Child M F / / Child M F / / Child M F / / Child M F / / Child M F / /

* Child under one year: use age "0"

Requested Effective Date:   August   September  October

*What is your current health plan premium? (optional)    $  /month

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But truthful and accurate in your replies to the question asked, as they will be verified. Omitted or inaccurate answers will only cause delays, denial, and/or rescission of coverage. I a broker-agent makes an offer to you that sounds too good to be true, it probably is. Ask them to put it in writing and date it. If they refuse, it might be time to shop fro another broker-agent. Don’t ask your broker-agent to break the rules. “just this once,: as you both could be prosecuted fro fraud against an insurance company. Your professional broker-agent is there to help you and therefore should have your best interest at heart.


Be an informed consumer and check with the Department of insurance if you have questions about the insurance company your broker-agent has recommended or appropriateness of the transaction.

Make certain that you have in writing, exactly what coverages you have purchased, the name of the insurance company, the amount pf the deductibles(if any), policy exclusion, total premiums due, and when your coverage will take effect copies of any premium finance arrangements that have been put in place on your behalf. You don’t want to experience an insurance claim at a time when you have no coverage in effect.

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