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Health Net Group plans

Portfolio of Health Net plans

HMO-Their most cost effective plans leverage the Doctor patient relationship,to achieve cost containment through PCP guidance and referral..

Elect open Access plans. A unique Hmo alternative EOA plans offer the freedom of PPO network access for office visits, special consultations, lab work and testing,
while maintaining PCP guidance and referral for higher cost inpatient and outpatient and other services.

POS Three benefit levels in one, with HMO, PPO and out of Net work features

Salude Con Health Net An innovative line of health coverage products that service the latino community with coverage on both side of the California Mexico border.

Optimizer HMO consumer driven plan that reduces the cost without compromising benefit coverage. Available for groups 0f 51+ employees.

HMO Silver Net work an affordable subset of the Health Net HMO net work offered in select counties through out southern california.

PPO The most flexible open access insurance plan option

Health Savings Accounts For groups of 51 + employees that gives employees tax benefits and greater control over health costs.

Ancillary products Health Net offers optional coverage that can be added to most plans whether they are individual and family plans, small business plans or 51+ employees group plans. These are yet another way of offering your clients with more comprehensive benefits. Optional coverages include Dental Vision Term Life Insurance Accidental Death and Dismemberment and Chairopractic & Acupuncture.

Extensive provider Networks- more than 38,000 HMO/POS physicians
more than 48,000 PPO physicians
over 4,300 retail chain and independant pharmacies

Ancillery state wide network
over 3,000 chairopractors
over1,000 acupuncturists
over 8,500 behavioral health providers