Dental Plans Applications
Anthem Blue Cross of California
Dental Blue Application
HMO Application
PPO Application
Senior HMO Application
Senior PPO Application
SmileNet Application
Blue Shield
Application
Delta Dental MorganWhite
Online Application
Application
Golden West
Application
Kaiser Permanente
Application
Standard Life MorganWhite
Application

 

 

Glossary of Health Plans

 

A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

TEFRA Tertiary Care Therapeutic Alternatives
TPA Third-Party Payment Third-Party Payer
Three-Tier Copayment Structure Tiered Formulary Tort Reform
Total Margin TQM Tracking of Disclosures
Transaction Transfer Treatment
Trending Triage Triage Providers
Triple Option Plan    

Tax Equity and Fiscal Responsibility Act of 1982 (TEFRA) - The Federal law that formed the present risk and cost contract provisions below which health plans contract with CMS. Legislation that created the target rate of raise cost based limits on reimbursements for inpatient operating costs. These limits are measured per Medicare discharges total amounts. A facility's target amount is resulting from costs in its base year updated to the current financial year by the annual allowable rate of increase.

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Tertiary Care - Services provided by highly particular providers such as neurosurgeons, thoracic surgeons and intensive care units. These services often need for highly sophisticated technology and facilities.

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Therapeutic Alternatives - Drug products that provide the similar pharmacological or chemical result in equivalent doses.

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Therapeutic Substitution - The dispensing of a different chemical unit within the same drug class of a drug scheduled on a pharmacy benefit management plan's formulary. Therapeutic substitution always requires physician support.

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Third Party Administrator (TPA) - A self-governing organization that provides administrative services including claims dispensation and underwriting for other entities, such as insurance companies or employers. Frequently insurance companies will contract as TPAs with other insurance companies or health plans.

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Third-Party Payment - Payment by a fiscal agent such as an HMO, insurance company or government relatively than direct payment by the patient for medical care services. The payment for health care when the beneficiary is not making payment, in entire or in part, in his own behalf.

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Third-Party Payer - Any organization, public or private that pays or insures health or medical operating expense on behalf of beneficiaries or recipients. An individual pays a premium for such coverage in all personal and in some public programs the payer organization then pays bills on the individual's behalf.

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Three-Tier Copayment Structure - A pharmacy benefit copayment system below which a member is essential to pay one copayment amount for a generic drug. And a higher copay-ment amount for a brand-name drug incorporated on the health plan's formulary, and an even higher copayment amount for a nonformulary drug.

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Tiered Formulary - List of favored prescription drugs in which different drugs have dissimilar co-pays, according to the policies of Drug Plans or Prescription Drug Benefits. Each drug is assign to a specific 'tier' within the formulary. The most cost-effective drugs, often generic drugs, belong to the most chosen tier and characteristically have the lowest co-pay, whereas the least cost efficient drugs belong to the least preferred tier and have the highest co-pay.

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Tort Reform - Legislative limits or changes or judicial improvement of the rules governing medical misconduct lawsuits and other lawsuits. Reform implies that limits can be located on individual rights to sue or on the amounts or situations for which they can seek relief. Tort is measured to be by some as the primary cause of the rising costs of health care. Reform, then, would lesser health care costs.

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Total Margin - A measure that compares total hospital income and expenses for inpatient, outpatient, and non-patient care activities. The total margin is intended by subtracting total expenses from total revenue and separating by total revenue.

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Total Quality Management (TQM) - Related to quality management, TQM identifies necessary system elements to measure, design, and choose processes that consistently bring superior outcomes. These fundamentals build up the basis for TQM.

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Tracking of Disclosures - The HIPAA Privacy Rule gives individuals the right to demand an accounting of disclosures of confined health information over the previous six years. If an individual authorizes uses or disclosures for research, the disclosures do not need to be track, but disclosures must be tracked if the researcher receives an IRB-approved waiver of approval.

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Transaction- Usually refers to the replace of information for administrative or financial purposes such as health insurance claims or payment. Under HIPAA, this is the exchange of information between two parties to take out financial or administrative activities associated to health care.

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Transfer- Movement of a patient between hospitals or between units in a known hospital. In Medicare, a full DRG rate is paid only to transfer patients that are defined as discharged. In managed care, transfers are often recommended by UR entities to move patients to lower cost care facilities.

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Treatment- The provision of health care by one or more health care providers. Treatment includes any discussion, referral or other exchanges of information to manage a patient's care. The HIPAA Privacy Notice explains that the HIPAA Privacy Rule allows Partners and it is affiliated to use and disclose protected health information for treatment purposes without exact authorization.

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Trending- Methods of estimating future costs of health services by reviewing past trends in cost and use of these services.

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Triage- Triage is the acts of categorizing patients according to acuity and by determining that need services first. Most normally occurs in emergency rooms, but, can occur in any healthcare setting. Classification of ill or injured persons by sternness of condition. Designed to exploit and create the most efficient use of scarce resources of medical personnel and facilities.

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Triage Providers - Medical personnel who categorize ill or injured persons by severity of condition. When providers or insurance companies direct triage on the telephone, this service may be referred to as pre-authorization center, crisis center, and call center or information line. Providers may also direct triage in emergency rooms, walk-in centers, disaster scenes or outreach centers.

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Triple Option Plan - A plan that gives subscribers or employees choices among HMO, PPO and traditional indemnity plans.

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Standard Health Plans Applications
Aetna
Application
Anthem BC Life and Health Insurance Company Tonik
Online Application
Anthem Blue Cross of California
Online Application
Application
Change of Coverage Form
Blue Shield of California
Application
Health Net of California
Online Application
Application
Health Net of California Farm Bureau
Online Application
Application
Kaiser Permanente
Online Application
Application
Temporary Health Plans Applications
Anthem BC Life and Health Insurance Company
Online Application
Application
Assurant
Application
Health Net of California
Online Application
Application
Health Plans
Kaiser Copayment Plans
Kaiser Deductible HMO Plans
Kaiser HSA-Qualified Deductible HMO Plans
Anthem Blue Cross Blue Shield
PacifiCare
Health Insurance
Dental Plans
Long Term Insurance
Kaiser
PPO Plans
Workers Pension

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