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HOW TO PROTECT YOUR INVESTMENT

In recent time, high-risk investment strategies have exposed the solvency of certain companies to an extent along with the safety of policy benefits too. Also before committing your funds, be sure to check out the insurer's industry rating and be confident in verifying that your life insurance company is licensed in California.Owners and group health insurance certificate holders of life insurance policies issued by companies licensed in California may be partially protected in the event of the failure of the insurer by the California Life and Health Insurance Guarantee Association.

INFORMATION SOURCES

Supplementary information regarding the insurance companies can be found out by reading insurance company rating service reports. Five major insurance rating companies grade insurers on their financial health and aptitude to reimburse claims. These companies are: A.M. Best, Standard & Poors, Moody's Investor Service, Duff & Phelps, and Weiss Research. You should make sure two or three of these services to get a good look at the company's condition. They can usually be found in your local library.

 

 

 

 

 

 

 

 

 

 

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