Home Page |  About Us  |  FAQ's  |  Providers  | Applications  | California Birth Profiles  Contact Us 

HomeLong Term Insurance Insurance Quote
LONG TERM INSURANCE QUOTE

How Do I Choose a Qualified Long-Term Care Insurance Agent?

Here are some important things to determine about your prospective agent.

A qualified long-term care insurance agent should be able to help you sort through the clutter of company and benefit choices. Much of the decision making process revolves around your age, health conditions and financial suitability. In order to assist the agent in finding the best long-term care insurance policy for your needs, you need to find an agent you can trust and have a candid conversation with him/her regarding all of these matters.

How do you choose a qualified long-term care insurance agent?

Make sure the agent is certified to sell long-term care insurance. This means that he/she has taken two 8-hour certification courses within the last 24 months. If the agent has been licensed for less than five years, he or she will have taken an 8-hour certification course every 12 months. Agents selling the California Partnership policies will have taken an additional 8 hours of training that allows them to be a full-service long-term care insurance agent in California. Work with an agent who represents several companies. One size does not fit all. If an agent works with only one particular insurance company he or she may not be able to provide you with the best plan for your unique needs.

Make sure the agent is a member of one or more of many professional organizations such as:

• AALTCI – American Association for Long-Term Care Insurance
• CAHU – California Association of Health Underwriters
• Financial Planning Association
• CAIFA – California Association of Insurance and Financial Advisors
• NAIFA – National Association of Insurance and Financial Advisors
• PIA – Professional Insurance Agent
• IBA West – Independent Broker Association West
• Society of Financial Services Professionals

Long Term Insurance | Bluecross Long Term | California Long Term Insurance | Kaiser Long Term |

Long Term PPO plans| Long Term Medical plans | Long Term Dental Insurance |

Long Term Group Insurance | Long Term Blueshield | Long Term Health Insurance |

Long Term Health plans | Long Term Health net | Long Term Pacificare | Long Term Medical Quote |

Long Term Aetna PPO plans | Long Term Insurance Quote | Long Term HMO plans |

Long Term Life Insurance | Long Term Dental plans