| Annual Maximum Benefits |
In-Network
| $1,000 per member; in-network and out-of-network combined |
Out-of-Network
| $1,000 per member; in-network and out-of-network combined |
| Annual Deductible |
In-Network
| $75 per member; three-member family maximum |
Out-of-Network
| $75 per member; three-member family maximum |
Preventive Services Office visits and cleaning: twice per year Fluoride and sealant applications Space maintainer insertion |
In-Network
| No charge after deductible |
Out-of-Network
| Member pays 50% of covered expense, plus 100% of charges in excess of covered expense after deductible |
Diagnostic Services Oral examinations, consultations, office visits and X-rays. Full mouth X-rays: limit of one set or its equivalent in a three-year period |
In-Network
| No charge after deductible |
Out-of-Network
| Member pays 50% of covered expense, plus 100% of charges in excess of covered expense after deductible |
Minor Restorative Services Filings Oral surgery: tooth extractions Endodontics: root canal therapy |
In-Network
| Member pays 50% of negotiated fee after deductible |
Out-of-Network
| Member pays 50% of covered expense, plus 100% of charges in excess of covered expense after deductible |
Major Restorative Services Periodontics: scaling to cure/prevent gum disease, Prosthodontics: removal (dentures) and fixed (crowns, bridges and inlays) 12 month waiting period for periodontics and prosthodontics |
In-Network
| Member pays 50% of negotiated fee after deductible |
Out-of-Network
| Member pays 50% of covered expense, plus 100% of charges in excess of covered expense after deductible |
| Orthodontic Services |
In-Network
| Not covered |
Out-of-Network
| Not covered |