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FlexScape combines popular, reliable Anthem blue cross coverage with innovative new features including:

Defined Contribution Options
Employee Elect Plus
Section 125 Premium Only Plan

FlexScape's defined contribution options give employers the power to control their benefit costs. Employers can better plan their budgets and free up money for growing their business plans. FlexScape offers three contribution options:

Percentage & Plan Option: Employers choose one percentage (50-100 percent) to contribute to their employees' monthly premiums, and tie that contribution to any plan, excluding the Basic PPO Plan from BC Life & Health Insurance Company. Their employees have the option to select any other plan and use that contribution toward the purchase of their chosen plan. The employee is responsible for any premium amount over the percentage dollar amount for the plan to which the employer contributes.

Fixed Dollar Option: Employers choose to pay any fixed dollar amount, $100 or greater in $5 increments, to contribute to their employees' monthly premiums. Amount applies to all plans offered to employees.

Traditional Option: Employer choose a percentage (50-100 percent) to contribute to their employees' monthly premiums. Percentage applies to all plans offered to employees.
FlexScape also gives you three financing options for dental benefits:

Defined Contribution 15
Defined Contribution Select
Traditional Contribution.
Please see the Dental Section for more details.
Under all these contribution options, employees pay any balance of the premium.
Employee Elect Plus
FlexScape's defined contribution arrangements deliver real stability to employers. Its Employee Elect Plus feature delivers real choice to employees. Under this one-of-a-kind program, employers can offer any or all of Anthem blue cross' quality health plans to their workers. Employees are then able to choose the coverage which best fits their unique needs and budgets. Your group can select any or all nine medical plans1 - and any or all five dental plans.

Section 125 Premium Only Plan (P.O. P.)

FlexScape's Premium Only Plan (P.O.P) offers employers and employees even greater opportunity for savings. This IRS sanctioned plan allows workers to use pre-tax dollars to pay their share of benefit premiums. As a result, total taxable payroll is reduced, saving employers on FICA and other taxes.

Click here for more information.

A tenth plan, our Basic PPO Plan, is available if it is the only PPO/EPO plan offered or if it is selected in combination with other PPO/EPO plans and your group has been uninsured for 30 or more days.