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Q. As an employer, can I self-insure for workers'
compensation claims?
A. Yes, but only if you have applied for and received
a Certificate of Consent to Self-Insure from the Department of Industrial
Relations. The director of Industrial Relations will require a private
self-insuring employer to meet certain standards before issuing this
certificate. Usually, only large organizations choose to self-insure.
For more information, contact the Self-Insurance Plans at the Department
of Industrial Relations at (213)897-1423 or (415)557-2720.
Q. What is the Workers' Compensation Insurance
Rating Bureau (WCIRB) of California?
A. The Workers' Compensation Insurance Rating Bureau
of California sometimes referred to as the Bureau. This rating organization
is organized pursuant to Article 3 of the California Insurance Code,
for the following purposes:
1) To provide reliable statistics and rating information
for workers' compensation insurance and employer liability insurance.
2) To collect and tabulate information and statistics
for the purpose of developing premium rates to be submitted to the commissioner
for issuance or approval.
3) To formulate rules and regulations in connection
with pure premium rates and the administration of classifications and
rating systems.
4) To inspect risks for classification or rate purposes
and to furnish to the insurer/employer information concerning the rates
applicable to the employers' insurance.
5) To examine policies, daily reports, and endorsements
or other evidences of insurance for the purpose of determining compliance
with provisions of law and to make reasonable rules governing the submission.
6) To initiate test audits of insured employers' payrolls
and insurer's audits of such payrolls.
7) To exchange information and experience data with
rating organizations, advisory organizations, and insurers.
8) To become a member or subscriber of any lawfully
authorized rate making or advisory organizations whenever membership
in such organization is necessary or helpful.
workers pension
california | kaiser workers
pension | health
insurance workers pension|
worker pension
health net | PPO plans workers
pension | kaiser
group plans workers pension |
Blue cross
workers pension | HMO plans
workers pension | Pacificare
workers pension |
Blue shield
workers pension
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