Wednesday, May 03, 2006
A Dental plan is an option for people who do not wish to spend money for dental insurance. Certain companies provided the dental plans for the clients. The three basic plans are HMO, PPO, and EPO.HMO stands for Health Management Organizations. Their plans are also called Capitation Dental Plans. Insurance companies associate with a single dentist who willingly agrees to reduce his fees by attracting a larger number of patients.
According to the plan, simple cleaning and filling procedures cost almost nothing to the patient. For more complex procedures like root canals, crown filling, bridgework, and dentures, there can be a collaborative payment between the insurance company and the patient. The contracted dentist gets a monthly payment depending on the number of patients who visited during the month.
The other plan PPO, which stands for Preferred Provider Organization. It is only slightly different from the HMO plan. PPO plan is a closed plan, in which the provider companies associate themselves with a group of dentists practicing in an area. The advantage of enrolling in a PPO is that the patient gets to choose among several dentists according to their preference. This plan provides a discounted service as well.
EPO is Exclusive Provider Organization. It is also a closed plan with a group of contracted dentists like the PPO, but the difference is that the patient cannot choose the dentist from the group; the provider decides which dentists are seen by its clients.
posted by renaa
@ 8:57 PM
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