Saturday, May 20, 2006
When selecting a health insurance policy, make sure that which kind of premium paid, the coverage provided, policy limits, benefits, deductibles and the insurance term. Other aspects such as co-payments, co-insurance, waiting period, and grace periods.
The choice of doctors, specialist care, pre-existing conditions, emergency and hospital care, regular physicals and health screenings, prescription drug coverage, obstetrician coverage, costs and additional services should also be contemplated.
Another aspect to be consider are how the plan handles medical care like health screenings, vision care and dental services. There is any ongoing care for chronic and long term diseases. Any coverage for physical therapy and rehabilitative care.
Does it cover alternative medical care like acupuncture and it cover experimental treatments and therapies, and other factor.




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