Wednesday, July 12, 2006
Dental care is getting more and more expensive and you wonder if a dental plan would help to offset some of those costs. There are dozens of plans available and all of them have different deductible options, dentist choices, and coverage alternatives. A dental plan can save you a lot of money, or you can end up paying more out of pocket than you would if you do not have any idea about the plan. Most dental insurance plans require a deductible of some sort.
However, it is not uncommon on a dental plan that the deductible does not apply for preventative care-which means that it is given for no out of pocket costs except for co-pay if you have one. Most of the time, the amount of coverage on a dental plan depends on the type of procedure done. Many plans also limit the amount of money that they will pay out in a year per patient and per family and some plans do not pay claims until after the first year of coverage.
posted by renaa
@ 4:38 PM
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