Monday, July 17, 2006
Athletes have special concerns when shopping for health insurance. Athletes tend to be young, healthy and free from the bulk of medical problems that cause most health insurance claims. The first consideration is whether the insurance covers injuries related of caused by participation in the sport. A second critical consideration is whether the athlete has pre-existing conditions that must be covered by the insurance. The third important consideration is the geographic location where insurance coverage is available.
Serious athletes need to know that they may seek treatment from the best qualified medical specialists regardless of their location. The final and usually dangerous consideration is the cost of insurance. The lowest premiums are less than $100 per month but quickly or to $500 or even up to $1000 per month in some states. The discounts are not available to athletes with significant medically history, even if the condition is now resolved. Medically, the athlete is fully recovered and poses minimal risk of claim, yet the insurer will not offer their lowest rate.
posted by renaa
@ 5:48 PM
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