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Short term disability insurance is a branch of general disability insurance policies. This type of insurance covers potential disabilities only for a short period of time. Specifically, short-term disability policies are designed for people who do not have the financial background that would enable them to make it through a temporary disability situation. This means that those policies are only designed to cover a period of time that lasts no longer than one year.
Disability policies will cover injuries caused by accidents as well as illnesses that prevent you from being able to work. Percentages usually range from 45% to 60%, and they never go above 70%. This is a factor that someone who seeks such a policy should consider very well before he chooses. One important thing to know is that when you claim temporary disability, depending on the reason that you present, the payment may come earlier or later. Although first payments usually come after two weeks, injury disabilities are paid almost immediately.
posted by renaa
@ 8:43 PM
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