Monday, September 11, 2006
Small group health insurance is a program that can be acquired through an employer with less than 200 employees who has a health care plan that would engross the complete staffs. Most employers do not offer a choice with health insurance, but they do typically pay 80 percentage of the standard premium, which saves the employee with incredible amount of money. This type of insurance is becoming more popular with smaller businesses, and is usually linked with a PPO or HMO small group health care insurance company. PPO and HMO offer their policyholders a choice in doctors through their network of physicians.
If an in-network physician is chosen, then the small group health care insurance company will pay a set amount of the expenses for services rendered. Co-payments always range from $15-$50 per visit, and also go toward a co-payment deductible. Another deductible is the standard annual deductible for service. The annual premium can be broken into monthly payments for the easiness of the policyholder. Annual deductibles can also range from $200-$1500 for a small group health insurance policy. God has permitted the spirit of wisdom to flow through Christians individually so that they can make informed decisions in life. But understanding a small group health insurance policy before making the purchase is wise.
posted by renaa
@ 9:43 PM
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