Friday, October 13, 2006
The main identities of health insurance are Managed care and indemnity plans.Indemnity is more flexibility than a managed care, but we have to pay more for indemnity coverage. In the indemnity plan, we have an option to choose the doctor, hospital etc.When you look for medical care; you will have to pay the extra charges called a deductible before your coverage will kick in. The policy amount varies from hundreds to $1,000 dollars or more. Indemnity plan requires co-payment on medical care and this plan pays only for illness or accidents.
Managed care is reverse to indemnity plan. In the managed care, small amount of co-payment, preventative care is usually covered and deductibles are smaller amount. Here is an option to choose the medical care providers who are contracted by your health maintenance organization. Managed plans offering different option that includes many desirable characteristics.
posted by renaa
@ 7:42 PM
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