Thursday, October 05, 2006
Sponsored foreign student: Already you may be provided with health insurance through your sponsor if you have an institutional sponsor or a scholarship. Also be sure that you understand which health care services have been offered for you as well as which are not offered. If your spouse or family will be with you in the United States, ask what provisions are made for their health care. You may wish to consider a supplemental policy that will help to cover more of your potential expenses based on the amount and type of coverage. University health plans: Almost all universities and colleges require that students carry health and accident insurance.
Most educational institutions put forward a specific student health insurance plan. Be certain of policies you purchase is not to be intended with a supplemental policy. Basic health insurance plan coverage: Basic health insurance usually includes doctors fees for major illnesses, and hospital and surgical expenses. Minor illnesses or injuries are treated in a doctors office, and most insurance plans do not pay for such care. Dependents can also be protected by purchasing a family plan that covers them as well as you. Major medical insurance: These policies involve a deductible clause that is, you pay a certain amount, and the insurance company pays any additional charges or, sometimes, only the major percentage of those charges.
posted by renaa
@ 10:11 PM
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