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PageFriday, February 09, 2007
To many employees, group health care benefits can be a very perplexing subject. There are many different employer-sponsored health insurance plans and carriers accessible in the Bradenton-Sarasota area. Three major carriers are obtainable to groups that fall in the small market category of two to 50 employees. They are Aetna, Blue Cross Blue Shield of Florida and United HealthCare. All three offer a wide range of benefit plans. Normally, choosing benefit plans is done after an agent representative has had discussions with the executive staff at each company.
While many companies prefer to offer one plan to employees based on a company's size, they may be able to elect what is known as a dual or triple option. This allows the company to offer more than one selection to their employees. Typically, we see this when a company is to elect a high deductible health plan that can attach to a Health Savings Account, along with a more traditional HMO or PPO style copay plan. These different styles allow for employees to appear at their individual situations and come to a conclusion on which benefit plan design is a fit for them.
posted by renaa
@ 12:59 PM
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