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Friday, March 09, 2007

Lacking coverage causes fear

Andrea Tarbet, 38, isn't concerned about dying. What most concerns her is that she might need hospitalization or expand cancer or another serious illness. "That's my biggest fear," said the Fort Wayne wife and mother. She has no health insurance for her. The very small company her husband works for offer only individual, not family, plans. Tarbet was working part time but quit that job so her children could be eligible for Hoosier Healthwise, the state's health insurance program for children. She just had a blind spot in her eye and went to an ophthalmologist.

"The first question I asked was, 'Do you give cash discounts?' " The doctor did, and he even wrote off the price of some testing. She looks into purchasing a health insurance plan for herself. "It was $600 a month." Even then, the company said the asthma drug she takes would not be enclosed because the asthma was a pre-existing condition. She couldn't pay for the health insurance and now orders the drug from Canada for $1.96 a pill compare with $3.55 a pill she pays at a local pharmacy. "What are you supposed to do?" she asked.

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