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Wednesday, April 04, 2007

Reformers: Consumers must drive health care

Steve Neeleman, M.D who believes in desperation fuels a growing interest in a single-payer health care system. "I think we're enamored with it because we don't know what else to do," said Neeleman, author of "The Complete HSA Handbook" and chief executive officer of the Utah-based used to consult firm Health Equity. He is among a growing wave of reformers who consider a move to consumer-driven health care will treat the ailing system.

The approach entails employing low-premium, high-deductible insurance plans with health check savings plans, such as health savings accounts and health reimbursement accounts. Consumer-driven plans typically put the first-dollar onus on consumers, a setback meant to empower them to make cost-conscious, educated choices when it comes to health care. They also need a much steeper out-of-pocket investment.

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