A major foundation of health insurance for people who work for themselves has all but left, casting thousands of contractors, freelancers and solo practitioners into the ranks of the uninsured with little expectations of obtaining new coverage. Health plans obtainable by professional associations were once safe havens for millions of people who couldn't obtain treatment anywhere else. But, as medical costs have soared, groups instead of professions as varied as law and golf have been required to stop offering the benefit or been dropped by insurers.
More than 8,000 California Realtors and their families could be after that if Blue Shield of California succeeds with its diagram to cancel their association health coverage. "It's a real stab in the heart," said Marcy Garber, 62, a Los Angeles real estate agent whose history of breast cancer makes her an almost-certain refuse if she seeks similar coverage on her own.
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