The three insurance companies Anthem Blue cross and Blue shield and Summerlin Life and Health insurance Company has entered into endorsement agreement where Summerlin will endorse Anthem as the insurer of choice for its members and employer groups as it exists the Nevada commercial PPO business. Summerlin provided high quality health insurance in Nevada since 1992. But due to recent changes it has become very difficult for small, local carrier to compete with bigger firms. So Summerlin has decided to exit the PPO business. Summerlin is recommending Anthem to their current employer groups and members. Summerlin is currently insuring approximately 10,500 lives in its PPO business in Nevada. It is endorsing Anthem because it has huge portfolio of products, superior provider network, which includes all major hospitals, extensive care wellness programs and has a 30 year track record of providing benefits in Nevada.