Health insurance companies launched plans to helps individuals when they meet out accidental monetary loss due to ill health, mishaps and natural disasters. One of the famous and well acclaimed insurers is the Blue Shield of California.

It was in the year 2002 when the Blue shield of California turned out to be the first ever health care insurance provider in the nation for putting forward a detailed plan for the purpose of universal health coverage. Called "," The proposal was known to be 'Universal Coverage, Universal Responsibility' and needed the contribution of every individuals, companies, owners of business or shops, and the government to divide up within themselves the duty for attaining the universal coverage. The proposal is seemingly made up on four directing ideologies.

Some of the main ideologies of the body are… Everybody must have right of entry to reasonable coverage not considering the factors like their age, health or wealth. Monetary accountability for coverage ought to be divided up broadly. We cannot and should not attempt to attain universal coverage fully and only on the backs of trade or any other lone quarters of the society.

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