| Dental Plans Applications |
| Anthem Blue Cross of California |
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| Blue Shield |
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| Delta Dental MorganWhite |
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| Golden West |
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| Kaiser Permanente |
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| Standard Life MorganWhite |
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Home Life Insurance
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Life Insurance Needs |
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Defining Your Needs
When you buy Life Insurance, you want a policy which
fits your needs without costing too much. Your first step is to decide
how much life insurance you need, how much you can afford to pay,
and the kind of policy you can get that meets your cost and coverage
goals. Then, find out what various companies charge for that kind
of policy.
There are many reasons for purchasing Life Insurance among which are
the following:
. Family protection to provide financial security to surviving family
members upon the death of the insured person.
. Insurance to cover a particular need such as paying off a mortgage
or consumer debt upon the insured's death.
. Business insurance to compensate a company on the death of a key
employee or to provide a surviving partner the resources to buy out
the deceased partner's share of the business.
. To provide funds to pay estate taxes or other final obligations
necessary to settle a deceased person's estate.
. To provide the funds necessary for the deceased person's burial
expenses.
Accumulation of funds to supplement retirement income if you are going
to make a good choice when you buy life insurance, you need to understand
which kinds are available. If one kind does not seem to fit your needs,
ask about the other policies which are described in this guide. If
you need more information than is given here, you should check with
a life insurance agent or company or consult books on life insurance
which are available at your public library. Also, the Department of
Insurance has a toll-free hotline listed in this brochure to assist
you.
Life Insurance |
California Life Insurance | Group
Life Insurance | Term Life Insurance
|Kaiser Life Insurance
Blue cross Life Insurance
| Pacificare Life Insurance |
Blueshield Life Insurance
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| Standard Health Plans Applications |
| Aetna |
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| Anthem BC Life and Health Insurance Company Tonik |
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| Anthem Blue Cross of California |
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| Blue Shield of California |
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| Health Net of California |
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| Health Net of California Farm Bureau |
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| Kaiser Permanente |
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| Temporary Health Plans Applications |
| Anthem BC Life and Health Insurance Company |
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| Assurant |
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| Health Net of California |
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| Health Plans |
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