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What The Plan Does Not Cover Every health plan has exclusions and limitations. These listings are an overview only. A comprehensive description of what is covered and what is not covered under the plan can be found in the Policy booklet. No payment will be made for services or supplies for the treatment of a pre-existing condition during a period of six (6) months following your effective date. However, if you were covered under qualifying prior coverage within 63 days of becoming covered under this Policy, the time spent under the qualifying prior coverage will be used to satisfy, or partially satisfy the six month period. Services or supplies that are not medically necessary, as determined by BC Life & Health. Experimental or investigative care or therapy. Services received before you Effective Date or during an inpatient stay that began before your Effective Date. Services rendered before coverage begins or after coverage ends. Services or supplies for which no charge is made, of for which no charge would be made if you had no insurance coverage of services for which you are not legally obligated to pay.
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